Money Saving Hacks To Try in 2025

Know Your Outgoings

This might sound like an obvious one, but you’d be surprised at how many people aren’t confident about how much they spend and when throughout the month. Knowing what days certain amounts go out will give you more clarity on when you can and can’t treat yourself – if you know a big bill is about to go, then that isn’t the best time to be splurging. Once all of your essential outgoings are sorted, you can then see what you’ve got left and see how you want to split it, and if you’re able to put any money in savings.

Try Out A Savings Challenge

There are tonnes out there waiting for you, so no matter how extreme or casual you want to take it, there’s lots of guidance in place. See which looks the most doable for you – remember, you want it to be a challenge, but not to be impossible for you to stick to. One of our favourite approaches is to save money as you want to spend it; so if you’re out in the toon and fancy a coffee, put the £4 into your savings account and make yourself a coffee when you get home instead. It doesn’t take long to build up and it’s super satisfying to watch, which will keep you keen to save more.

Loyalty Cards & Vouchers

We’ve all seen the cult-like following with a Tesco Clubcard, but the fact of the matter is, with the savings they can achieve, is there any wonder people absolutely love it? These cards are free to sign up to and are in most major supermarkets, so no matter where you shop, you should be able to benefit. These cards come with various positives, from cashback, vouchers, and regular discounts across different discounts. We’d recommend getting a few from various supermarkets so you can use one wherever you are.

Saving money can be a really hard step, but once you’ve found something that works for you, the satisfaction of seeing that savings grow is something else. What are you saving up for, and how are you doing it? We’d love to know!